Credit SparkFinancial Tips for the Average Joe

If you are facing insurmountable credit card debt you are not alone. Last year over 100 000 people contacted the UK Insolvency helpline with credit card debt issues. The average person using this service has over £25000 worth of debt and often the courts or debt collection agencies are already involved.
There are things you can [...]

Bankruptcy should only be an option if you are in serious financial trouble with no hope of repaying your debt. It is important to try every option available to you before filing bankruptcy because the claim will stay on your credit history for at least 7 years. This will make approval for any financial products, [...]