Credit SparkFinancial Tips for the Average Joe

My name is Luis Narvaez. I am the sole editor of this little blog. My interest in personal finances began when I had around 22 years. After some years in college I realized that what I was studying (Sciences) was not for me. I began reading a ton of books about personal finance  and experimenting with credit cards and loans while I was still in college. My interest in banking grew as time passed until some time ago that I decided to start this little blog to give some tips to help others reach their financial goals.

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